The Medicare Access and CHIP Reauthorization Act of 2015 (MACRA) was passed March 26, 2015, as a means to help reduce the cost of Medicare by reducing first-dollar coverage provided by supplemental insurance plans. The Act prohibits individuals who become eligible for Medicare on January 1, 2020, or after, from purchasing a Medicare Supplement policy that covers the Part B Deductible.

So, starting on January 1, 2020…. Plan C and Plan F will no longer be offered.

Existing beneficiaries who currently have Plan C or F will be “grandfathered” or excluded from the MACRA Act provision. In addition, individuals eligible for Medicare on or before December 31, 2019, will be eligible to purchase a Plan C or Plan F, subject to carrier guidelines, and also will be “grandfathered.” All references to Plan F include the High Deductible Plan F.